Mistakes to Avoid While Preparing Retirement Plan

retirement financial planning

Making a fruitful retirement planning is very important while you are into service. A suitable retrial planning can safeguard your financial future and can help you to continue a good lifestyle in the golden years of retirement. However, people often miss out some of the important aspects while implementing the retirement planning. Thus, many times it becomes difficult to achieve the retirement goal. There are numerous factors like the amount of debt you need to pay, your salary, what account you are using for retirement, your expenses, etc. that can…

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Factors that will Determine Your Home Loan Eligibility

Home Loan Eligibility Calculator

Applying for a home loan and then getting it approved from a bank is no mean feat. To determine whether you are eligible for a loan or not, the bank and Non Banking Financial Companies (NBFC) will take a lot of factors into account before signing their approval. They have certain criteria which they expect you to meet. The factors that impact your home loan eligibility are: The capacity to borrow money: The primary thing a bank checks before approving a home loan is whether you can pay it periodically…

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“Joe Roosevans” – 3 of the Best and Most Powerful Personal Finance Education Strategies You Must Know

Most Powerful Personal Finance Education Strategies You Must Know

FRA Financial Group Founder Joe Roosevans is an industry veteran who has built one of the nations’ most successful Independent Marketing Organizations – Financial Resources of America and its affiliated companies, including FRA Financial Group. There are quite a few methods for creating the life of your dreams and finding financial abundance. However, realize that out of the many keys to success, you can’t ignore the following 3 rules for ultimate financial success. The first thing you must do is protect everything you have. Yes, you need to pay for…

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Do You Know All the Plans Whole Life Insurance Has to Offer?

Life Insurance Quotes

Summary – Whole life insurance plans are known for providing the lifetime protection to the policyholder and offer quite a range of policies for the same. This article talks about the various insurance plans offered and their importance in specific situations. Body – Life insurance plans gave a history of protecting the lives of loved ones after the demise of the sole breadwinner in the family. With their accumulated cash amount, these plans have been greatly helping the loved ones to realize their dreams even in the absence of policyholder.…

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10 Incredible Secrets You Will Find In An Electronic Passport

Electronic Passports are truly one of the coolest things ever invented. They are constantly updated to reflect the most advanced technology by embedding and including sophisticated security design features to prevent potential impostors, counterfeiters, and fraudsters, who are truly the biggest threats globally. Every country will exclude or include various features at the time of manufacturing a passport, which not many of you might know. Here are a few such interesting secrets to unveil and learn about. But before that, understand what types of security threats can occur for passports?…

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What Are Bitcoins?

Let us imagine, you have a teenage son/daughter who is studying finance. Or a blood relative who dabbles in financial work. Mention the word ‘bitcoin’ and their ears perk up. In short, bitcoin can be labeled as a currency but of the internet. In fact, it has gained name and fame even though it made its presence only before a decade. But where did the bitcoin originate? There are many questions galore. In this article, we have attempted a few of the most important questions regarding its history, how bitcoins…

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Student Credit Card – Should You Allow My Teen To Have One?

India is one of the few countries in the world with most number of young people. By 2022, the country is predicted to become the youngest country with the millennials dominating the country’s population. In such a scenario, businesses are also targeting the largest generation by designing products and services that cater to their specific needs. Student credit card is one such solution woven around the needs and necessities of this generation teens. It is designed to cater the needs of students pursuing their education in India and in abroad.…

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Workers’ Compensation: Should You Self-Insure Your Company

Large companies in many states across the US have two choices regarding workers’ compensation benefits they provide for their workers. They can either get the workers’ compensation insurance from an outside insurance agency or do it in-house, through the process of self-insurance. There is a lot to consider when choosing which method best suits your company besides the cost. It’s worth mentioning though that if your company meets all the prerequisites, self-insurance can help cut down costs and still protect you, your workers and your company. If you’re unsure whether…

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Finance Tips For Young Professionals

After the Union Budget was announced, the scramble to make sure investments are aligned and documents in order would have seized quite a few of us. Panicking and making rash investments as tax deadlines loom large is something to be avoided, as financial decisions made in a hurry rarely reap rewards. Having a tax planning system in place that allows for scheduled investments that seek to maximise tax benefits and contribute towards building up a rainy-day fund is something all young professionals should seek to do. A few tips on…

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Are Annuities Insurance Plans Worthy Enough to Buy?

Retirement annuity plans are made to help you spend your life after retirement in an easy and comfortable way. Under these plans, you pay a monthly premium and receive a consistent monthly income after your retirement. But you must know the worth of an annuity insurance before you buy. Let’s go through an honest analysis to decide on the same. Positives About Annuities Annuity insurance plans have some really good perks that make your life after retirement really easy and comfortable one. These perks enable you to receive an amount…

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Top 6 Tips For Mortgage Refinancing

The financial problems of the homeowners are increasing at a terrible manner and with the increasing load of household bills the situation is becoming grimmer and grimmer. The situation is slightly better for those homeowners who are living in their ancestral homes as they do not need to spend anything for them. However, all are not so fortunate and they need to make their own efforts to buy their own houses and settle down in them. The money lending agencies, including banks, are providing very good financial services to such…

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Make Money by Selling a Home

A home is a huge investment, but is it better to rent a home or to sell it and make profits. Consider a home a long time investment. For many people buying a home is one of the biggest investment they will ever make. So one needs to think it through in detail before making rash decisions. A home can be used to make money and one of the most successful businesses is the real estate business. A home can be used as a long term investment because the value…

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