Drop your Credit Cards!

Credit Card
Credit Card

Saving money does not have to be a difficult thing to do. There are different ways that can be used to save some money daily, weekly or monthly. The most common way is through having money for your tax-assisted saving plan deducted from your paycheck each month. Apart from that, there are several ways that can be used to boost your savings. It is at times difficult to implement different ways of money-saving at ones, but you can work at least a couple of them in your routine. Before, I have highlighted several tips that can be of importance in saving money.

(1). Decide on the pay-as-you plan or minimize the use of a cellphone.

Cellphones are indispensable in the communication of which these services are not free. To make a call or send a text, one must be charged for the service offered… Eliminating the use of your cellphone can help save a lot of money depending on your patterns of use. The cell phone can only be used during emergency cases or when it is necessary to use it.

(2). Dinners and takeout foods.

Going out for dinner severally a month and having much of takeout foods, spends much of your money. This can be changed by going out for dinner only once a month and cutting back on takeout foods. There are also meals that you eat while at work. Having your meals at your office desk instead of going out for lunch will help you save more.

(3). Use public means of transportation.

Driving to work is hugely expensive since you have to purchase fuel, ensure your car, pay for parking services and account for repairs in case of wear and tear on your car. This all expenditures can be cut down easily by taking public transit or using carpools. Public transportation is cheaper than using your own vehicle. The money spends daily on using your vehicle is far much more than what you will pay to use public transits.

(4). drop credit card.

There are those credit companies that charge high rates in the use of their services. Some of these services may not be quite helpful to you. Unless the company, lower rates of their services, drop credit card their credit card will save much of your money.

(5). Cancel subscriptions.

We all love to be updated on current affairs or get to know of top stories around the world. To make this possible, we have subscribed to different magazines and cable TV services. There are those magazines you do not read and satellite or cable TV services that you do not watch. Canceling these subscriptions will considerably reduce your monthly expenditure. You can reduce your newspaper subscription only to weekends.


For any person-oriented in saving money, self-denial is the best way to go. All of the tips above needs one to deny themselves pleasure and other less serious expenditures to maximize their saving plan. With the above tips in use, it is possible to save half of your spending. Therefore, challenge yourself by putting in use some of the tips that I have mentioned. It is difficult to implement all of them, but with time, everything will be possible. By the end of the day, you will realize that your savings are increasing gradually.

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