Drop your Credit Cards!

Saving money can be a simple thing to do. Who can use different ways to save money daily, weekly or monthly? The most common way is by having cash for your tax-assisted saving plan deducted from your paycheck each month. Apart from that, Who can use several methods to boost your savings? It is sometimes challenging to implement different ways of money-saving at once, but you can work at least a couple of them in your routine. Before, I have highlighted several tips that can be of importance in saving money.

(1). Decide on the pay-as-you plan or minimize using a cellphone.

Cell phones are indispensable in communication, and these services are not free. To make a call or send a text, one must be charged for the service offered… Eliminating the use of your cell phone can save a lot of money, depending on your use patterns. Who can only use the cell phone during emergency cases or when it is necessary to use it?

(2). Dinners and takeout foods.

Going out for dinner severally a month and having many takeout foods spends much of your money. Who can change this by going for dinner only once a month and cutting back on takeout foods? There are also meals that you eat while at work. Having your meals at your office desk instead of going out for lunch will help you save more.

(3). Use public means of transportation.

Driving to work is hugely expensive since you have to purchase fuel, ensure your car, pay for parking services and account for repairs in case of wear and tear on your vehicle—this Who can cut down all expenditures easily by taking public transit or using carpools. Public transportation is cheaper than using your vehicle. The daily money you spend using your car is far more than what you will pay for public transit.

(4). drop credit card.

There are those credit companies that charge high rates for the use of their services. Some of these services may need to be more helpful to you. Unless the company lowers its services’ rates and drops credit cards, its credit card will save much of your money.

(5). Cancel subscriptions.

We all love to be updated on current affairs or get to know top stories worldwide. We have subscribed to different magazines and cable TV services to make this possible. There are those magazines you do not read and satellite or cable TV services you do not watch. Cancelling these subscriptions will considerably reduce your monthly expenditure. You can reduce your newspaper subscription only to weekends.


For anyone who saves money, self-denial is the best way. All the tips above need one to deny themselves pleasure and other less severe expenditures to maximize their saving plan. With the above information in use, saving half of your spending is possible. Therefore, challenge yourself by using some of the tips I have mentioned. Implementing all of them is difficult, but with time, everything will be possible. By the end of the day, you will realize that your savings are increasing gradually.

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